For 2026, the FHA lending limits in Milan, part of Rock Island, IL, are specified as follows: $472,030 for a single-family home. For duplex arrangements, the limit stands at $604,400. Tri-plex dwellings have a limit of $730,525, while four-unit setups can avail a loan limit of $907,900.
Concerning conventional loans, the highest possible amount on a single-family residence is $726,200. For homes with two units, the threshold is $929,850. This extends to $1,123,900 for tri-unit dwellings and culminates at $1,396,800 for four-unit residences.
Our FHA calculator offers a pathway to discovering today’s leading FHA rates and provides insights into necessary aspects like downpayment, income levels, credit standings, reserves, and essential documents required for qualification.
Browse loan offers from a robust selection of 100 lenders, facilitating an informed decision that best matches your financial situation.
The Lendersa® calculator empowers users to gauge FHA rates and terms alongside other loan program offerings. Dive into an expansive range of alternatives including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA.
Sourcing data from an extensive network of thousands of lenders, Lendersa® efficiently aligns this data with your personal financial profile and needs, offering a comprehensive, personalized comparison.
Check the Loan Limits Comparison Table for 2026 in Milan, Rock Island, IL which includes FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximized loan amounts. The Lendersa® Super Loan Integrated Qualifier (SLIQ™) facilitates a detailed examination of qualification standards, focusing on aspects like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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