As of 2025, the FHA loan limits in Newton, within Jasper, IL, are set at $472,030 for a single-family dwelling, $604,400 for homes with two units, $730,525 for three-unit structures, and $907,900 for four-unit buildings.
The upper cap for conventional loans on a single-family home is $726,200. For two units, the limit is $929,850, for three units, it's $1,123,900, and for four units, it's $1,396,800.
Utilize our FHA calculator to access today’s most favorable FHA rates and verify the necessary down payment, income, credit, reserves, and documents required for approval.
The Lendersa® calculator provides a method for comparing FHA rates and terms with those of other loans. Review options like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans in comparison to FHA.
Lendersa® provides rapid data retrieval from a plethora of lenders, aligning loan programs with your specific financial scenario and needs.
Within the Loan Limits Comparison Table for 2025 in Newton, Jasper, IL, compare maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For a detailed look at qualification needs including income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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