In 2026, the FHA loan limits in Olney county of Richland, IL are $472,030 for single-family homes, $604,400 for two-unit properties, $730,525 for three-unit homes, and $907,900 for buildings with four units.
For conventional loans, the maximum for a single-family home stands at $726,200. Two-unit residences are limited to $929,850, while three-unit homes go up to $1,123,900, and four-unit properties reach $1,396,800.
Use our FHA calculator to explore today’s best FHA rates and identify required downpayment, income, credit, reserves, and documents needed for eligibility.
The Lendersa® calculator helps you compare FHA rates and terms alongside different loan programs. Delve into options like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans as well as FHA.
Lendersa® compiles data from thousands of lenders, promptly aligning with your unique financial profile and needs.
The Loan Limits Comparison Table for 2026 in Olney county of Richland, IL, details maximum amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to assess the qualification criteria, including income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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