For 2026, the FHA loan limits established in Sumner county of Lawrence, IL, are outlined as follows: $472,030 for a single-family residence, $604,400 for two-unit dwellings, $730,525 for triplexes, and $907,900 for buildings with four units.
Regarding conventional loans, the highest possible amount for a single-family home stands at $726,200. Properties with two units have a cap of $929,850, three-unit homes reach $1,123,900, and four-unit structures are limited to $1,396,800.
Explore today's FHA best rates using our calculator. It assists in determining the necessary down payment, income level, credit background, reserves, and essential documents required for qualification.
The Lendersa® calculator offers the capability to assess FHA rates and conditions in comparison to other loan formulations. Consider and compare options including Conventional loans, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA selections.
Lendersa® swiftly compiles loan data from a vast array of lenders, tailoring the results to fit your unique financial profile and personal needs.
In the Loan Limits Comparison Table for 2026 in Sumner, Lawrence, IL, explore the limits across various types of loans: FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money. To delve deeper into requirements such as income, reserves, and credit, consult the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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