In 2026, the FHA loan limits for Olympia-Fields in Cook, IL are as follows: $379,500 for a single-family home, $485,800 for two-unit properties, $587,250 for three-unit buildings, and $729,800 for four-unit homes.
The maximum available for conventional loans on a single-family residence is $548,250. For homes with two units, it increases to $702,000, $848,500 for three units, and $1,054,500 for four-unit dwellings.
Our FHA calculator provides today’s best FHA rates and helps determine necessary factors like downpayment, income, credit, reserves, and documents needed for qualification.
The Lendersa® calculator lets you compare FHA rates and terms with other loan programs. Evaluate options including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans in conjunction with FHA offers.
Accessing data from numerous lenders, Lendersa® aligns this information with your unique financial profile and needs, providing instant personalized comparisons.
For 2026, the Loan Limits Comparison Table in Olympia-Fields, Cook, IL offers a look at maximum amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use Lendersa® Super Loan Integrated Qualifier (SLIQ™) to examine qualification factors such as income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $379,500 | $485,800 | $587,250 | $729,800 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $0 | $0 | $0 | $0 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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