In 2026, FHA loan limits for University-Park county, Cook, IL, are as follows: $379,500 for single-family homes, $485,800 for 2-unit properties, $587,250 for 3-unit buildings, and $729,800 for 4-unit structures.
Conventional loans have a cap of $548,250 for single-family residences. The limits further extend to $702,000 for 2-units, $848,500 for 3-units, and $1,054,500 for four-unit homes.
Utilize our FHA calculator to find today’s best FHA rates and see the downpayment, income, credit, reserves, and documents needed for qualification.
The Lendersa® calculator lets you compare FHA rate and terms with those of other loan modes, such as conventional, jumbo, VA, USDA, non-QM, and hard money loans.
Pulled from thousands of lenders, Lendersa® data is quickly analyzed against your financial profile to meet your needs.
Access the 2026 Loan Limits Comparison Table for University-Park county of Cook, IL to check max amounts for FHA, conventional conforming, jumbo, USDA, VA, non-QM, super jumbo, reverse mortgage (HECM), and hard money loans. Compare qualification needs like income, reserves, and credit with the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $379,500 | $485,800 | $587,250 | $729,800 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $0 | $0 | $0 | $0 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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