In 2026, the FHA loan limits for River-Forest county within Cook, IL, are as follows: $379,500 for single-family homes, $485,800 for two-unit homes, $587,250 for three-unit properties, and $729,800 for four-unit dwellings.
For conventional loans, the maximum for a single-family residence is $548,250. The limit is $702,000 for two-unit homes, $848,500 for three units, and $1,054,500 for four units.
Use our FHA calculator to discover today’s best FHA rates and learn about the downpayment, income, credit, reserves, and documentation needed for qualification.
The Lendersa® calculator allows for the comparison of FHA rates and terms with those of other loan options. Investigate Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans in comparison to FHA.
Lendersa® quickly acquires loan data from thousands of lenders, aligning it with your specific financial profile and needs.
The Loan Limits Comparison Table for 2026 in River-Forest county of Cook, IL, offers insights into maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money. To review qualification criteria such as income, reserves, and credit, use Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $379,500 | $485,800 | $587,250 | $729,800 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $0 | $0 | $0 | $0 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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