2026 FHA Loan Limits for Elmwood-Park, Cook County, Illinois

In 2026, the FHA loan limits in Elmwood-Park county, Cook, IL are $379,500 for a single-family home, $485,800 for 2-units, $587,250 for 3-units, and $729,800 for 4-units.

Conventional loans have maximum amounts of $548,250 for a single-family home, $702,000 for two units, $848,500 for three units, and $1,054,500 for four units.

Check out our FHA calculator for today's best FHA rates and to understand requirements for downpayment, income, and credit necessary for qualification.

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Explore Loan Options in Elmwood-Park, IL

With the Lendersa® calculator, compare FHA rates & terms with other loan programs like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.

Lendersa® quickly compares data from thousands of lenders to match your financial profile.

Use our Loan Limits Comparison Table for 2026 in Elmwood-Park, Cook, IL to compare maximum loan amounts including FHA, Conventional, Jumbo, USDA, VA, and more. For qualification needs like income and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits Elmwood-Park county of Cook, IL

SFR 2 Units 3 Units 4 Units
FHA $379,500 $485,800 $587,250 $729,800
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $548,250 $702,000 $848,500 $1,054,500
USDA $0 $0 $0 $0
VA $548,250 $702,000 $848,500 $1,054,500
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


Elmwood-Park FHA Lenders

  • Chicagoland Mortgage Group LLC
  • 3351 West Harlem Avenue, Chicago, IL, 60634
  • Lends in Illinois
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan

  • Mortgage Resource Group
  • 6821 W North Ave, Suite 201, Oak Park, IL, 60302
  • Lends in Illinois
  • Mortgage Resource Group has earned the reputation among homeowners, attorneys, realtors, accountants and financial planners as a truly professional organization staffed with experienced, caring and knowledgeable people. We provide mortgage loans on single family homes, condominiums, and 2-4 unit apartment buildings.

  • The Federal Savings Bank
  • 4120 W Diversey Ave, Suite C501, Chicago, IL, 60639
  • Lends in Illinois
  • Federal Savings Bank is veteran - owned bank, with a focus on VA and FHA lending for active duty and retired military and first time home buyers. We believe we offer the Perfect Mortgage Experience, which is our unique combination of outstanding customer service, low mortgage rates, and fast closings.

  • JP Financial Group Inc
  • 7601 West Montrose Avenue, Suite 1, Norridge, IL, 60706
  • Lends in Illinois
  • JP Financial Group provide high quality service and a great experience. Customers can expect to be served with honesty, integrity and most importantly, competence. JP Financial Group, Inc. is a seasoned and professional mortgage broker company, which specializes in residential housing as well as commercial properties.

  • Parkway Bank and Trust Company
  • 4800 North Harlem Avenue, Harwood Heights, IL, 60656
  • Lends in Illinois
  • Parkway Bank and Trust Co. is a locally owned and operated financial institution offering a wide array of financial products and services. Committed to growth and consistently offering the best in customer service, Parkway Bank and Trust Co. continues to be a community leader in banking.

  • Lender 4 You Limited
  • 5201 N Harlem Ave, Chicago, IL, 60656
  • Lends in Illinois
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise in the loan approved closing process

  • Destiny Mortgage Group, Inc
  • 5440 N. Cumberland Avenue, Suite A-102, Chicago, IL, 60656
  • Lends in Illinois
  • Destiny Mortgage Group is a full service wholesale mortgage brokerage company, with several offices located across the country, and with loan originating licenses in Illinois, Maryland, Virginia, Florida, Pennsylvania, Delaware, and Washington D.C. Our main objective is to help borrowers obtain residential real estate mortgage financing.

  • Citywide Mortgage of America Corp
  • 4323 W Irving Park 1B, Chicago, IL, 60641
  • Lends in Illinois
  • Citywide Mortgage Of America Corp is committed to find you the right mortgage for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward.

  • Simply Financial Inc
  • 5632 West Lawrence Avenue, Chicago, IL, 60630
  • Lends in Illinois
  • Simply Financial Inc are mortgage brokers and experts in locating the best mortgage for your individual circumstances. We have extensive experience in the Jumbo, Super Jumbo, conforming mortgage, and particularly specialized in niche products. We can help you secure a residential mortgage loan, even if you have bad credit history.

  • Central Credit Union
  • 1001 Mannheim Road, Bellwood, IL, 60104
  • Lends in Illinois
  • Since 1936, Central Credit Union has been a trusted, not-for-profit resource for financial services, education and advice. Because we're member owned,

    If you're looking for a safe, secure local alternative to your bank in the greater Chicago area, it's time to bring your business to Central Credit Union.