As of 2026, the FHA loan limits in River-Grove county of Cook, IL are set at $379,500 for single-family homes, $485,800 for two-units, $587,250 for three-units, and $729,800 for four-units.
The maximum for conventional loans on a single-family residence is $548,250. For two-units, it's $702,000, three-units have a limit of $848,500, and four-units are capped at $1,054,500.
Our FHA calculator shows today's top FHA rates and helps determine qualifications like the downpayment, income, credit, reserves, and needed documents.
The Lendersa® calculator lets you compare FHA rates and terms with those of other loan programs. Explore Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA.
Lendersa® collects loan program data from thousands of lenders, instantly comparing it to your financial profile and needs.
The Loan Limits Comparison Table for 2026 in River-Grove county, Cook, IL, details maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Assess qualification requirements like income, reserves, and credit via the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $379,500 | $485,800 | $587,250 | $729,800 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $0 | $0 | $0 | $0 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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