In 2026, the FHA loan limits for single-family homes in Schaumburg county of Cook, IL are set at $472,030. For properties with two units, the limit is $604,400, for those with three units, it reaches $730,525, and for four-unit homes, it's $907,900.
Conventional loans have different maximums: $726,200 for single-family houses, increasing to $929,850 for two units, $1,123,900 for three units, and finally $1,396,800 for four-unit dwellings.
Utilize our FHA calculator to discover the current best FHA rates. It also helps assess the required down payment, necessary income, credit status, reserves, and documentation for qualification.
Our Lendersa® calculator allows for a comprehensive comparison between FHA rates and other loan programs, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® swiftly assesses loan program data from thousands of lenders, matching it precisely to your financial profile and requirements in mere seconds.
For 2026, in Schaumburg county of Cook, IL, compare loan limits: FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, and Reverse Mortgage (HECM), along with hard money maximum amounts. To evaluate qualification criteria like income, reserves, and credit, employ the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $0 | $0 | $0 | $0 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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