As of 2025, the FHA loan limit in Bloomington within Monroe, IN, stands at $472,030 for single-family homes. For duplexes, the limit is $604,400, for triplexes, it is $730,525, and for four-unit properties, the cap is $907,900.
The highest loan amounts for conventional loans on a single-family residence are $726,200. For two-unit structures, the limit is $929,850, it's $1,123,900 for three-unit homes, and for four-unit properties, it is $1,396,800.
Our FHA calculator allows you to check today’s best FHA rates, helping you determine the necessary down payment, income, credit score, reserves, and documentation required to qualify.
The Lendersa® calculator offers the ability to compare FHA rates and terms with various other loan programs, ensuring a comprehensive exploration. Evaluate options such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA offerings.
Lendersa® aggregates extensive data from numerous lenders, swiftly aligning these options with your personal financial profile and needs.
Within the Loan Limits Comparison Table for 2025 in Bloomington, Monroe, IN, you can compare maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to analyze eligibility criteria including income, reserves, and credit requirements.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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