In 2026, the FHA loan limits in the county of Jay, located in Dunkirk, IN, are categorized as follows: $472,030 for a single-family residence, $604,400 for properties with 2 units, $730,525 is allotted for 3-unit homes, and $907,900 for 4-unit buildings.
For conventional loans, the maximum loan amounts are set at $726,200 for a single-family residence. The limit for 2-unit homes is $929,850, for 3-units it is $1,123,900, and for houses with 4 units, it is $1,396,800.
Utilize our FHA calculator to discover today's best FHA rates and assess the necessary down payment, income, credit, reserves, and documentation required for qualification.
The Lendersa® calculator permits comparisons of FHA rates and terms against those from other loan programs. Explore and assess options like Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA offerings.
Lendersa® accesses loan program data from thousands of lenders, providing a swift comparison aligned with your personal financial profile and needs.
The Loan Limits Comparison Table for 2026 in Dunkirk, within Jay, IN, delineates maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To evaluate qualification criteria such as income, reserves, and credit, employ the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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