In 2026, the FHA loan limit in Portland county of Jay, IN is $472,030 for a single-family home. For two-unit buildings, it is $604,400; for triplexes, the cap is $730,525; and for four-unit properties, it reaches $907,900.
The maximum conventional loan amount on a single-family property is $726,200. For two-unit homes, it's $929,850; for three-unit homes, it becomes $1,123,900; and for four-unit houses, it is $1,396,800.
Use our FHA calculator to view today’s best FHA rates and determine the necessary downpayment, income requirements, credit status, reserves, and documents needed to qualify.
The Lendersa® calculator allows a comparison of FHA rates and terms with other available loan programs. Dive into exploring and contrasting loan types like Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA.
Lendersa® compiles extensive data from thousands of lenders, rapidly comparing it to your specific financial profile and needs.
The Loan Limits Comparison Table for 2026 in Portland county of Jay, IN enables a detailed comparison of maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money products. Use Lendersa® Super Loan Integrated Qualifier (SLIQ™) for evaluating requirements like income, reserves, and credit criteria.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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