In 2026, the FHA loan limit in Heritage-Lake, located in Putnam county, IN, is $379,500 for a single-family home. For homes with 2-units, it’s $485,800, $587,250 for 3-units, and for 4-units, it is $729,800.
The maximum loan capacity for conventional loans on single-family homes is $548,250. For 2-units, the ceiling is $702,000; for 3-units, $848,500; and for 4-units, it is $1,054,500.
Utilize our FHA calculator to find today’s best FHA rates. Determine the down payment, income, credit, reserves, and the documents necessary to qualify.
The Lendersa® calculator enables comparison of FHA rates alongside terms from other loan programs. Investigate options such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans in comparison to FHA.
Lendersa® swiftly assembles data from thousands of lenders, matching it to your financial profile and needs.
The Loan Limits Comparison Table for 2026 in Heritage-Lake, Putnam, IN, displays maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money lending. Evaluate qualifications like income, reserves, and credit through the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $379,500 | $485,800 | $587,250 | $729,800 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $303,600 | $303,600 | $303,600 | $303,600 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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