2026 FHA Loan Limits for Martinsville, Morgan County, Indiana

For 2026, FHA loan limits in Martinsville county, Morgan, IN are set at $472,030 for a single-family home, $604,400 for a duplex, $730,525 for a triplex, and $907,900 for a four-unit property.

The maximum available for conventional loans on a single-family home is $726,200. For two-unit homes, it's $929,850; for three-unit dwellings, $1,123,900; and for four-unit buildings, it's $1,396,800.

Our FHA calculator can show you the best current FHA rates, helping to determine the downpayment, income, credit standing, reserves, and essential documents needed to qualify.

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The Lendersa® calculator allows for comprehensive comparisons of FHA rates and terms with all other loan programs, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.

Lendersa® pulls extensive loan program data from thousands of lenders and rapidly matches it to your financial profile.

Check the Loan Limits Comparison Table for 2026 in Martinsville county of Morgan, IN, to compare maximum amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money goals. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to evaluate qualification criteria such as income, reserves, and credit.

Loan limits Martinsville county of Morgan, IN

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $336,500 $336,500 $336,500 $336,500
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


Martinsville FHA Lenders

  • Citizens Bank
  • 33 N Indiana St, Mooresville, IN, 46158
  • Lends in Indiana
  • Citizens Bank is known for being a relationship bank that delivers extraordinary customer service to our customers when, where and how they want it; that may be at their place of business, in the Bank or through our online banking capabilities. Citizens Bank is a state-chartered bank founded in Morgan County in 1931.

  • Five Star Mortgage Solutions
  • 19 East Main Street, Mooresville, IN, 46158
  • Lends in Indiana
  • "Five Star Mortgage Solutions is a local, family-owned mortgage company that works to get you a high-quality mortgage and works with you to get the lowest rate available to you.
    Five Star Mortgage Solutions is an established small town community business and has been a hometown fixture on Main Street in Mooresville since 2007."

  • My Mortgage Quest Inc
  • 1719 Sycamore Drive, Plainfield, IN, 46168
  • Lends in Indiana
  • My Mortgage Quest, Inc., we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates.

  • 1st Choice Services, Inc
  • 2680 E. Main St, Suite 325, Plainfield, IN, 46168
  • Lends in Indiana
  • At 1st Choice Services, Inc, we have the right loan program for you. Whether you looking for Purchase, Refinance, or Specialized Loans, we can do it! We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today.

  • First National Bank
  • 302 S Main St, Cloverdale, IN, 46120
  • Lends in Indiana
  • First National Bank is a community bank committed to serving you better. As one of the oldest and most stable banks in the Indianapolis area, First National Bank has been a staple of the community for more than 100 years.
    As a full-service financial institution, we serve both individuals and small businesses alike, with a full range of banking

  • Chapman Mortgage
  • 8001 S Meridian St, Indianapolis, IN, 46217
  • Lends in Indiana
  • "Chapman Mortgage has been in business since January 2000. We are a local company on the southside of Indianapolis. We are licensed to serve the entire state of Indiana. Chapman Mortgage offers the following mortgage products: Purchase
    Refinance
    Fixed & ARMs
    Conventional Loans
    FHA Loans
    VA Loans"

  • Mortgage and Title Solutions LLC
  • 2737 Stones Bay Drive, Greenwood, IN, 46143
  • Lends in Indiana
  • Mortgage and Title Solutions Enjoys working with a lending professional who truly cares about getting the results they deserve. That personal commitment is backed by a depth of experience that’s rare in the lending industry today. To catch just a glimpse of the expertise you’ll have on your side.

  • Nest Mortgage Group.
  • 200 Byrd Way, Suite 145, Greenwood, IN, 46143
  • Lends in Indiana
  • We’re a full service mortgage banker with an experienced staff offering expertise in every area of mortgage lending from purchase to refinance to construction lending.We have access to a full range of mortgage sources & all of our lending specialists are dedicated to finding the right loan-with the best rates terms & costs-to meet your unique needs

  • Absolute Lending Logistics, LLC
  • 462 E. Jefferson St, Franklin, IN, 46131
  • Lends in Indiana
  • We specialize in the managing of residential appraisals for credit unions, banks and lenders of all sorts. Our nationwide database of 36, 000 residential appraisers and customized selection process ensures that the highest qualified appraiser perform each assignment. Our software is integrated with LOS systems.

Also lends in Indiana

  • Approved Mortgage
  • 5820 N. Canton Center, Suite 125, Canton, MI, 46142
  • Approved Mortgage is the largest and oldest mortgage banker in Central Indiana. We are a full-service direct lender providing a vast array of residential, business and commercial loans. Our residential product line offers conventional, jumbo, FHA, VA and portfolio loans for purchase, refinance, and construction transactions.