In 2026, the FHA loan limits for Edwardsville, located in Wyandotte county, KS, stand at $472,030 for single-family homes. If the property consists of two units, it's $604,400; for three-unit buildings, it is $730,525, and those with four units reach up to $907,900.
The maximum loan amount obtainable through conventional loans on a single-family residence is $726,200. This rises to $929,850 if you have a property with two units, $1,123,900 for three-unit homes, and for those with four units, $1,396,800 is the cap.
Our FHA calculator is a useful tool for exploring today's most competitive FHA rates. It aids in determining the necessary downpayment, income level, credit requirements, reserves, and documentation needed for qualification.
The Lendersa® calculator facilitates detailed comparisons of FHA rates and terms with those available from a myriad of other loan programs. Examine your options, which include Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans, alongside FHA offerings to decide which suits you best.
Lendersa® leverages loan program data aggregated from thousands of lenders, ensuring quick assessment tailored to your individual financial profile and preferences.
For this current year, 2026, the Loan Limits Comparison Table in Edwardsville, Wyandotte, KS, provides insights into maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To delve deeper into qualification standards such as income, reserves, and credit evaluations, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $345,000 | $345,000 | $345,000 | $345,000 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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