For 2026, in Concordia, part of Cloud county, KS, the FHA loan limits are outlined as follows: $472,030 for a single-family residence, $604,400 for properties with two units, $730,525 for buildings with three units, and $907,900 for those with four units.
The maximum loans available under conventional financing for a single-family home stand at $726,200. For homes with two units, this rises to $929,850, for three units, it is $1,123,900, while four-unit residences can have up to $1,396,800.
Utilize our FHA calculator to find today’s prime FHA rates and establish the necessary downpayment, income criteria, credit score, reserves, and required documents to qualify.
The Lendersa® calculator assists in contrasting FHA rates and terms with those of other loan programs. Delve into options including Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA.
Lendersa® compiles extensive loan data sourced from thousands of lenders, offering quick, personalized comparisons matched to your financial profile and needs.
The Loan Limits Comparison Table for 2026 in Concordia, Cloud, KS, showcases maximum amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To evaluate qualification needs such as income, reserves, and credit, the Lendersa® Super Loan Integrated Qualifier (SLIQ™) can be utilized effectively.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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