In the year 2026, the FHA loan limits in Salina, situated in Saline county, KS, are as follows: $472,030 for a single-family home. If you're considering a property with two units, the limit is $604,400; for a three-unit dwelling, it is set at $730,525, and for four units, the maximum is $907,900.
As for conventional loans on a single-family residence, the maximum amounts are $726,200 for a single-family home, $929,850 for two-unit properties, $1,123,900 for three units, and a ceiling of $1,396,800 for four-unit structures.
Utilizing our FHA calculator allows you to view today's top FHA rates and calculate key figures such as downpayment requirements, income criteria, credit scores, reserve funds, and documents necessary for qualification.
The Lendersa® calculator grants the ability to evaluate FHA rates alongside all other available loan program rates and terms. Engage in comprehensive analysis, including Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans, compared with FHA options.
Lendersa® aggregates loan data drawn from a vast array of lenders, ensuring swift comparisons that align with your personal financial profile and individual necessities.
In 2026, the Loan Limits Comparison Table in Salina, Saline, KS, presents a thorough comparison of loan amounts permitted for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money options. For an intricate examination of qualification needs, including income, reserve requirements, and credit checks, the Lendersa® Super Loan Integrated Qualifier (SLIQ™) is an invaluable resource.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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