In 2026, the FHA loan limits in Beloit, part of Mitchell county, KS, are defined as follows: $472,030 for a single-family home, $604,400 for residences with two units, $730,525 for buildings containing three units, and $907,900 for properties with four units.
The maximum allowable loan for conventional financing on a single-family home is $726,200. For homes that include two units, the cap is $929,850; for three-unit dwellings, it's set at $1,123,900; and for those with four units, the limit extends to $1,396,800.
Our FHA calculator helps unveil today’s top FHA rates and clarifies what is required in terms of downpayment, income level, credit rating, reserves, and necessary documentation to qualify.
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The Lendersa® calculator empowers you to assess FHA rates and terms alongside those of other available loan programs. Explore and dissect options such as Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans in comparison with FHA offers.
Drawing data from a myriad of lenders, Lendersa® conducts quick evaluations tailored to your individual financial profile and precise needs.
For 2026, the Loan Limits Comparison Table in Beloit, Mitchell, KS, details the greatest loan amounts available for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to sharpen your analysis of qualification metrics such as income, reserves, and credit assessments.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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