For 2026, the FHA loan limits in Lawrence, part of Douglas county, KS, are outlined as: $472,030 for a single-family home, $604,400 for two units, $730,525 for three units, and $907,900 for four units.
With conventional loans, you can borrow up to $726,200 for a single-family residence, $929,850 for two units, $1,123,900 for three-unit properties, and $1,396,800 for four-unit properties.
Use our FHA calculator to access today's best FHA rates and calculate requirements like downpayment, income, credit, reserves, and needed documents to qualify.
The Lendersa® calculator lets you evaluate FHA rates and terms against all other loan program options. Compare Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA choices.
Lendersa® collects loan program data from thousands of lenders, providing quick comparisons based on your unique financial situation and needs.
The Loan Limits Comparison Table for 2026 in Lawrence, Douglas, KS, helps you compare FHA, Conventional Conforming, Jumbo, USDA, VA, None-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan amounts. Use Lendersa® Super Loan Integrated Qualifier (SLIQ™) to assess income, reserves, and credit requirements.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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