In 2026, the FHA loan limits for Fairway, located in Johnson county of KS, are structured as: $472,030 for a single-family residence, $604,400 for dwellings with two units, $730,525 for three-unit homes, and $907,900 for properties encompassing four units.
For conventional loans, the ceiling for a single-family home is $726,200. For homes with two units, the limit reaches $929,850, for those with three units it's $1,123,900, and for buildings with four units, it extends to $1,396,800.
Utilizing our FHA calculator will help you access today's most competitive FHA rates, and determine the necessary downpayment, income levels, credit scores, reserves, and documentation required for loan qualification.
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The Lendersa® calculator enables a detailed comparison of FHA rates and terms with those of other loan programs. Consider possibilities such as Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA.
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The Loan Limits Comparison Table for 2026 in Fairway, Johnson, KS, offers insights into maximum allowable loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Employ the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to accurately assess qualification requirements like income, reserves, and credit evaluations.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $345,000 | $345,000 | $345,000 | $345,000 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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