In 2026, the FHA loan limits in Roeland-Park county, Johnson, KS, include: $389,850 for a single-family home, $499,050 for two-unit properties, $603,250 for three units, and $749,700 for four units.
The maximum available for conventional loans on a single-family residence is $548,250. For two units, the amount is $702,000, for three units it is $848,500, and for four units, it stands at $1,054,500.
Use our FHA calculator to view today’s optimal FHA rates and determine the necessary downpayment, income, credit score, reserves, and documents needed for qualification.
The Lendersa® calculator enables a comparison of FHA rates and terms with other loan programs. Explore options like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA.
Lendersa® sources loan program data from thousands of lenders, providing fast comparisons tailored to your financial profile and needs.
For 2026 in Roeland-Park, Johnson, KS, the Loan Limits Comparison Table highlights maximum amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use Lendersa® Super Loan Integrated Qualifier (SLIQ™) to assess qualification needs like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $389,850 | $499,050 | $603,250 | $749,700 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $311,800 | $311,800 | $311,800 | $311,800 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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