In 2026, the FHA loan limits for Prairie-Village in Johnson, KS, are defined as: $389,850 for a single-family home, $499,050 for two units, $603,250 for three units, and $749,700 for four-unit properties.
The maximum amount available for a conventional loan on a single-family residence is $548,250. For homes with two units, it is $702,000, for three units $848,500, and for four units, the cap is $1,054,500.
Utilize our FHA calculator to check out today's best FHA rates and understand what is needed regarding downpayment, income, credit score, reserves, and documents to qualify.
The Lendersa® calculator lets you compare FHA rates and terms with those of all other loan programs. Look into options, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans, all compared with FHA.
Lendersa® sources its loan program data from thousands of lenders, allowing quick comparisons that match your specific financial needs and profile.
In 2026, the Loan Limits Comparison Table for Prairie-Village, Johnson, KS, helps you evaluate FHA, Conventional Conforming, Jumbo, USDA, VA, None-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum amounts. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to compare requirements like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $389,850 | $499,050 | $603,250 | $749,700 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $311,800 | $311,800 | $311,800 | $311,800 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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