2026 FHA Loan Limits for Prairie-Village, Johnson County, Kansas

In 2026, the FHA loan limits for Prairie-Village in Johnson, KS, are defined as: $389,850 for a single-family home, $499,050 for two units, $603,250 for three units, and $749,700 for four-unit properties.

The maximum amount available for a conventional loan on a single-family residence is $548,250. For homes with two units, it is $702,000, for three units $848,500, and for four units, the cap is $1,054,500.

Utilize our FHA calculator to check out today's best FHA rates and understand what is needed regarding downpayment, income, credit score, reserves, and documents to qualify.

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Evaluate Your Loan Options in Prairie-Village, KS

The Lendersa® calculator lets you compare FHA rates and terms with those of all other loan programs. Look into options, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans, all compared with FHA.

Lendersa® sources its loan program data from thousands of lenders, allowing quick comparisons that match your specific financial needs and profile.

In 2026, the Loan Limits Comparison Table for Prairie-Village, Johnson, KS, helps you evaluate FHA, Conventional Conforming, Jumbo, USDA, VA, None-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum amounts. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to compare requirements like income, reserves, and credit.

Loan limits Prairie-Village county of Johnson, KS

SFR 2 Units 3 Units 4 Units
FHA $389,850 $499,050 $603,250 $749,700
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $548,250 $702,000 $848,500 $1,054,500
USDA $311,800 $311,800 $311,800 $311,800
VA $548,250 $702,000 $848,500 $1,054,500
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


Prairie-Village FHA Lenders

  • Elite Mortgage Group, LLC
  • 7301 Mission Road, Suite 254B, Prairie Village, KS, 66208
  • Lends in Kansas
  • Founded in 2014 and located in the Kansas City, MO area. Licensed in MO, KS, CO, FL, and GA. We have been in the Mortgage service business for over 6 successful years. This longevity and confidence comes from our Mortgage services to a great many buyers and sellers, and their recommendations to others that result in repeat referral business.

  • Fountain Mortgage
  • 7501 Mission Rd, Suite 200, Prairie Village, KS, 66208
  • Lends in Kansas
  • Founded right here in the City we love, Fountain Mortgage combines more than 50 years of lending, banking and financial services expertise to provide our clients with an enjoyable and empowering experience. Our goal is to enable you, with education and guidance, to make an informed financial decision best suited to meet your needs.

  • First Fidelis
  • 6025 Metcalf Ln, Suite, Suite 210A, Overland Park, KS, 66202
  • Lends in Kansas
  • At First Fidelis, LLC, we know that buying a home is a big decision, and we understand how important it is to choose the loan that’s right for you. As a premier low interest refinance lender in Kansas City, First Fidelis was founded by Lance Richards, whose mission was to offer all our clients the best loans available.

  • Heartland Mortgage Consultants, LLC
  • 10000 W 75th St, Suite 120, Shawnee, KS, 66203
  • Lends in Kansas
  • At Heartland Mortgage Consultants, LLC, we are known for our client-centric approach and extensive industry knowledge and experience. We take pride in obtaining a good referral rate brought by our unparalleled customer service. Heartland Mortgage Consultants, LLC provides you with a broad range of mortgage products to achieve your financial goals.

  • Smart Home Lending
  • 6801 W. 107th St, Suite 106, Overland Park, KS, 66212
  • Lends in Kansas
  • Purchasing a home is an important step of your life, whether it’s your first home or fifth move. We understand it. That’s why we built a mortgage company that places you and your needs at the center of everything we do.

    We specialize in a variety of mortgage services aimed at helping to secure all of your property-financing needs.

  • Fortress Home Loans
  • 6801 W 107th St, Suite 106, Overland Park, KS, 66212
  • Lends in Kansas
  • Jim Casson focus on residential home loans for clients.We offer the ideal combination of flexibility & experience.Our commitment is to ensure our clients have the right loan, at the right time, for the right reason.Residential home loans for clients.We offer the ideal combination of flexibility & experience. Our commitment is to ensure our client.

  • Ed Baldwin Home Loans
  • 3401 College Blvd, Suite 220, Leawood, KS, 66211
  • Lends in Kansas
  • Purchasing a home is an exciting time in a person’s life. At Community Mortgage, Ed Baldwin loves helping clients complete this process. Ed is a Kansas City native and has never left the area — even for college! Ed currently lives in Overland Park. He is happily married and has five children.

Also lends in Kansas

  • Your Mortgage Planner
  • 7420 Wornall, Kansas City, MO, 64114
  • Your Mortgage are a buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.

  • Signature Mortgage Group, LLC
  • 3100 Broadway Blvd, Suite 313, Kansas City, MO, 64111
  • Signature Mortgage Group, LLC offers our clients a wide range of products to serve any need. The most significant difference that separates Signature Mortgage Group from other lenders is the experience of a Mortgage Consultant working directly with you to ensure that you are placed into a loan that will best benefit your future financial success.

  • Nutter Home Loans
  • 4153 Broadway, Kansas City, MO, 64111
  • Nutter Home Loans has grown to one of the most respected privately-owned mortgage banking firms in USA .Through the years,quality customer service has remained the hallmark of the firm’s way of doing business.It’s the reason why third & fourth generations of the same families have chosen Nutter Home Loans to handle their real estate mortgage needs.