FHA Loan Max Loan amount for Mission, Johnson County, KS in 2026

As of 2026, the FHA loan limits in Mission, within Johnson county, KS, are: $472,030 for a single-family home, $604,400 for two units, $730,525 for three-unit properties, and $907,900 for those with four units.

For conventional loans, the maximum borrowing amount on a single-family residence is $726,200, increasing to $929,850 for two units, $1,123,900 for three units, and $1,396,800 for four-unit homes.

Use our FHA calculator to access today’s leading FHA rates and figure out the required downpayment, income levels, credit qualifications, reserves, and documentation needed for qualification.

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Evaluate Loan Options in Mission, KS

The Lendersa® calculator facilitates comparing FHA rates and terms with all other loan programs. Consider options like Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans against FHA.

Lendersa® aggregates loan data from thousands of sources, providing rapid comparisons tailored to your individual financial needs and profile.

In 2026, the Loan Limits Comparison Table for Mission, Johnson, KS, offers a detailed overview of maximum amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) for comparing qualification requirements like income, reserves, and credit.

Loan limits Mission county of Johnson, KS

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $345,000 $345,000 $345,000 $345,000
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


  • Bankers Mortgage
  • 17100 N. May Ave, Edmond, OK, 73012
  • Lends in Kansas
  • Bankers Mortgage professionals have been committed to providing correspondent mortgage services to banks for over 19 years.
    Teresa Lyman, President of Bankers Mortgage has over 32 years of mortgage experience. Teresa also serves as a Board member of the Oklahoma Mortgage Bankers Association (OMBA)

  • Financial Concepts Mortgage
  • 2949 S Bryant Ave, Edmond, OK, 73013
  • Lends in Kansas
  • Financial Concepts Mortgage is locally owned and operated. Founded in 2001, our team has more than 50 years of combined mortgage lending experience. We pride ourselves on offering some of the lowest rates nationwide as well as a home loan application process that’s quick and simple for prospective homeowners in OK, KS, TX, AR, AL

  • First National Bank in Cimarron
  • 121 N. Main, Cimarron, KS, 67835
  • Lends in Kansas
  • We believe in our community and our ability to serve you better than anyone else. When you invest with First National Bank we put your money to work for you and a better local economy. First National Bank is actively involved in both the Cimarron and Ingalls communities and works with several organizations for the betterment of the community.

  • Team USA Mortgage
  • 1709 Tullamore Ave, Suite D, Bloomington, IL, 61704
  • Lends in Kansas
  • "Team USA Mortgage is a national mortgage company offering retail mortgages and employment opportunities for qualified groups and individuals.

    Team USA Mortgage is committed to serving customers in all licensed states. Our core values of Honesty, Integrity, and Transparency flow from the corporate office

  • Keystone Mortgage
  • 421 W 18th St, Sioux Falls, SD, 57105
  • Lends in Kansas
  • Keystone Mortgage has been providing superior customer service to homeowners ever since incorporating in Sioux Falls in 1993. With over $60 million in funding each year, Keystone provides not only the very best loan options available to homeowners, but we also provide superior knowledge gained through years of experience.

  • The Farmers State Bank of Oakley, Kansas
  • 100 Center Avenue, Oakley, KS, 67748
  • Lends in Kansas
  • At Farmers State Bank, we’re proud of over 100 years of service to the community and our community bank status. Our bank was chartered on March 18, 1907, and we are located in Logan County in Northwest Kansas. Our parent holding company is Security Bancshares, Inc. Oakley is located on I-70, Highway 83 and Highway 40.

  • Western State Bank (Garden City)
  • 1500 E. Kansas Avenue, Garden City, KS, 67846
  • Lends in Kansas
  • Accomplish your financial goals with help from your community banking partner—Western State Bank in Garden City. Our family-owned, local bank proudly serves seven Western Kansas communities. Through our first-class personal and business banking solutions, we have the products, services and expertise our customers need to achieve their goals.

  • Farmers & Merchants Bank of Colby
  • 240 W 4th ST, Colby, KS, 67701
  • Lends in Kansas
  • Farmers & Merchants Bank is Colby's only locally chartered community bank with two locations in Colby for customer convenience. We are a full service institution to satisfy all the financial needs of our customers!

    We are proud to be a part of Colby and NW Kansas. As a local community bank, we understand the importance.

  • Simmons Bank
  • 501 S Main St, Pine Bluff, AR, 71601
  • Lends in Kansas
  • Simmons’ present-day is more exciting than ever due to its rich culture and high performance. In the last six years, Simmons has catapulted from a Bank holding company with approximately $3.2 billion in assets to an approximately $20.8 billion-asset company as of March 30, 2020 operating in seven states.

  • First National Bank of Syracuse
  • 11 N. Main, Syracuse, KS, 67878
  • Lends in Kansas
  • First National Bank has been serving the communities of Southwest Kansas for over 100 years, with our main bank located in Syracuse, Kansas, a branch in Johnson, Kansas, and two branches in Garden City, Kansas. We strive to be the premier financial institution in the area and are committed to providing the best personal service,

  • Adams Bank & Trust
  • 315 N Spruce St, Ogallala, NE, 69153
  • Lends in Kansas
  • Adams Bank & Trust is a growing commercial bank in Nebraska, Colorado and Kansas that is committed to promoting local economic growth through business, agricultural and consumer lending. Founded in 1916, the bank remains locally owned and privately held, and has grown to well over a billion dollars in assets.

  • NorthMarq
  • 3500 American Blvd West, Suite 500, Minneapolis, MN, 55431
  • Lends in Kansas
  • We offer clients the ideal combination of a strong national company capable of attracting a wide range of capital sources, a personalized approach to buying and selling multifamily properties, exceptional knowledge of local markets, and a robust loan servicing operation to manage the life of your loan.