Throughout 2026, the FHA loan limits in Lenexa, located within the county of Johnson, KS, are defined as follows: $472,030 is the limit for a single-family home; $604,400 is allocated for properties with two units; $730,525 for those with three units; and $907,900 for four-unit structures.
For conventional loans, the maximum permitted amount for a single-family home is $726,200. For a duplex, or two-unit home, it’s $929,850. Properties with three units can access up to $1,123,900, while those with four units have a cap at $1,396,800.
Utilize our FHA calculator to access today’s prime FHA rates and to comprehend the required downpayment, income standards, credit criteria, reserves, and documentation essential to qualify for a loan.
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Lendersa® provides a calculator designed to let you weigh FHA rates and terms against those from differing loan programs. Explore and evaluate options including Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA offerings.
With data sourced from thousands of lenders, Lendersa® conducts rapid comparative analysis drawn against your unique financial profile and preferences.
For 2026, the Loan Limits Comparison Table in Lenexa within Johnson, KS, facilitates detailed comparison of maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, None-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. When comparing qualification requirements—such as income, reserves, and credit—employ the Lendersa® Super Loan Integrated Qualifier (SLIQ™), an essential analytical tool.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $345,000 | $345,000 | $345,000 | $345,000 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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