In the year 2026, the FHA loan limits in Shawnee, within Johnson county of KS, are specified as follows: $472,030 for a single-family home, $604,400 if it's a two-unit property, $730,525 for three units, and $907,900 for four units.
Regarding conventional loans, the top amount obtainable for a single-family home is $726,200. For dual-unit residences, the limit is $929,850, $1,123,900 for three-unit homes, and $1,396,800 for four-unit structures.
Utilize our FHA calculator to discover today’s leading FHA rates and determine necessary elements like downpayment, income, credit score, reserves, and documents needed for qualification.
The Lendersa® calculator provides a way to compare FHA rates and terms with those of various other loan programs. Consider FHA, Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money options for a comprehensive review.
Lendersa® gathers extensive data from thousands of lenders, offering fast comparisons aligned with your specific financial profile and needs.
The Loan Limits Comparison Table for the year 2026 in Shawnee, Johnson, KS, facilitates a detailed comparison of maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, None-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to compare qualification requirements like income, reserves, and credit scores.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $345,000 | $345,000 | $345,000 | $345,000 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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