In 2026, the FHA loan limits for Overland-Park, within Johnson county, KS, are as follows: $389,850 for a single-family home, $499,050 for two units, $603,250 for three units, and $749,700 for four units.
Conventional loans permit maximum funds of $548,250 for a single-family residence and extend to $702,000 for two-unit properties, $848,500 for those with three units, and up to $1,054,500 for four-unit buildings.
Leverage our FHA calculator to obtain the best available FHA rates today, and figure out the required down payment, income level, credit requirements, reserves, and necessary documentation for loan qualification.
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The Lendersa® calculator facilitates a thorough comparison of FHA rates and terms with those of all other loan possibilities. Dive into the details and compare Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA offerings.
Harnessing information from thousands of lenders, Lendersa® quickly evaluates data against your specific financial profile and needs to provide an optimal comparison.
The Loan Limits Comparison Table for 2026 in Overland-Park, Johnson, KS, offers insights into FHA, Conventional Conforming, Jumbo, USDA, VA, None-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan limit comparisons. For deeper insight into qualification requisites like income, credit, and reserves, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $389,850 | $499,050 | $603,250 | $749,700 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $311,800 | $311,800 | $311,800 | $311,800 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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