In 2026, the FHA loan limits in Ellsworth, within Ellsworth county of KS, are set at $472,030 for a single-family home. Limits extend to $604,400 for properties with two units, $730,525 for those with three units, and $907,900 for homes comprising four units.
The maximum amount for conventional loans on a single-family residence is $726,200. For two units, it's $929,850; for three-unit homes, $1,123,900; and for four-unit residences, it is $1,396,800.
Use our FHA calculator to explore today's leading FHA rates. Discover what's required in terms of downpayment, income, credit standing, reserves, and necessary documentation to qualify.
The Lendersa® calculator allows comparison of FHA rates and terms with other available loan programs. Consider exploring options such as Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA offerings.
Lendersa® compiles comprehensive loan program data from thousands of lenders, providing rapid comparisons tailored to fit your financial profile and individual needs.
The Loan Limits Comparison Table for 2026 in Ellsworth, Ellsworth, KS, gives insights into maximum available amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Assess requirements like income, reserves, and credit using the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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