In 2026, the FHA loan limits in Russell, part of Russell county, KS, are as follows: for a single-family home, it's $472,030; for properties with two units, the limit is $604,400; for three-unit buildings, it is $730,525; and for residences featuring four units, it reaches $907,900.
As for conventional loans, the maximum amount available for a single-family residence is $726,200. This extends to $929,850 for two units, $1,123,900 for homes with three units, and $1,396,800 for those with four units.
Use our FHA calculator to access today’s most favorable FHA rates and determine the needed downpayment, income requirements, credit evaluation, reserves, and documents necessary for qualification.
The Lendersa® calculator allows you to compare FHA rates and terms against other loan program options. Consider your possibilities with Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA offerings.
Lendersa® pulls data from thousands of lenders to provide quick comparisons tailored to your individual financial scenario and needs.
For 2026 in Russell, Russell, KS, the Loan Limits Comparison Table provides maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To review qualification requirements like income, reserves, and credit, make use of the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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