In the year 2025, the FHA loan limit for a single-family home in the county of Benton, within Marshall, KY, is determined to be $472,030. For properties that consist of 2-units, the limit advances to $604,400. As for 3-unit homes, the limit extends further to $730,525, and finally, for homes with 4-units, the maximum permissible loan limit is $907,900.
When it comes to conventional loans, the highest loan amount allowed for a single-family residence is set at $726,200. For homes featuring 2-units, the maximum increases to $929,850. If your property has 3-units, the limit is defined at $1,123,900, while for residences with 4-units, the cap is $1,396,800.
You can make use of our FHA calculator to identify today’s best FHA rates and evaluate crucial components such as the necessary down payment, expected income levels, credit score qualifications, reserve requirements, and documents necessary to meet loan eligibility standards.
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The Lendersa® calculator empowers you with the tools needed to analyze and contrast FHA rates and terms alongside a varied range of other loan programs. Take the opportunity to explore funding solutions such as conventional loans, jumbo loans, VA and USDA loans, non-QM options, and hard money loans, all in comparison with FHA packages.
Lendersa® meticulously compiles loan program data from thousands of lenders, seamlessly aligning this trove of information with your personalized financial profile and particular needs, offering quick, precise comparisons to find the right loan solutions.
The detailed Loan Limits Comparison Table for 2025 in the county of Benton, within Marshall, KY, presents an extensive overview that covers the highest allowable loan amounts across numerous programs including FHA, conventional conforming, jumbo, USDA, VA, non-QM, super jumbo, reverse mortgage (HECM), and hard money loans. To perform a thorough assessment of qualification requirements such as income, reserves, and credit, take advantage of the Lendersa® Super Loan Integrated Qualifier (SLIQ™), an essential tool for comprehensive evaluation and planning.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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