In 2026, within Murray, part of Calloway county in KY, the FHA loan limit is designated as $472,030 for a single-family home. The limit increases to $604,400 for a duplex, $730,525 for a triplex, and $907,900 for four-unit homes.
The ceiling for conventional loan amounts on a single-family residence is $726,200. For properties with two units, the maximum is $929,850, for three units it's $1,123,900, and for those with four units, the cap is $1,396,800.
Take advantage of our FHA calculator to find today’s best FHA rates and assess the necessary down payment, income, credit thresholds, reserves, and the documents needed for qualification.
The Lendersa® calculator allows you to compare FHA rates and terms with those of other loan programs. Delve into options among Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA offerings.
Lendersa® compiles detailed loan program data from a multitude of lenders, providing rapid comparisons to fit your financial profile and needs.
The Loan Limits Comparison Table for 2026 in Murray, within Calloway, KY, offers insights into FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan limits. To analyze qualifications such as income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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