In 2026, the FHA loan limit for a single-family home in Hendron, within McCracken, KY, is $472,030. For homes with 2-units, it's $604,400; for 3-units, the limit is $730,525; and for properties with 4-units, it reaches $907,900.
Conventional loans have different maximum amounts: $726,200 for single-family residences, $929,850 for 2-units, $1,123,900 for 3-units, and $1,396,800 for 4-units.
Utilize our FHA calculator to uncover today’s top FHA rates and to calculate necessities like downpayment, income, credit, reserves, and essential documentation for qualification.
With the help of the Lendersa® calculator, compare the FHA rates and terms against a range of other loan programs. This includes an evaluation of conventional, jumbo, VA, USDA, non-QM, and hard money loans alongside FHA.
Lendersa® swiftly aggregates loan program data from thousands of lenders to match it with your specific financial circumstances within seconds.
The Loan Limits Comparison Table for 2026 in Hendron, part of McCracken, KY, allows you to compare FHA, conventional, jumbo, USDA, VA, non-QM, super jumbo, reverse mortgage (HECM), and hard money maximum loan amounts. For assessing qualifications like income, reserves, and credit, leverage the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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