In the year 2026, FHA loan limits in the county of Farley, part of McCracken, KY, are set at $472,030 for a single-family home. For properties with 2-units, the limit is $604,400, for 3-units it increases to $730,525, and for 4-units, the maximum is $907,900.
For conventional loans on a single-family residence, the maximum limits are $726,200. For 2-units, it's $929,850, for 3-units $1,123,900, and for 4-units $1,396,800.
To view today's optimal FHA rates, and determine downpayment, income, credit, reserves, and required documents, use our FHA calculator.
The Lendersa® calculator is designed to help you compare FHA rates and terms with those of various other loan programs. Among the options, you can explore are conventional loans, jumbo loans, VA, USDA, non-QM, and hard money loans, presented in comparison with FHA.
Gathering data from a multitude of lenders, Lendersa® ensures swift and accurate comparison against your particular financial profile and requirements.
Our Loan Limits Comparison Table for 2026 in Farley, within McCracken, KY, allows you to compare the highest loan amounts across numerous programs including FHA, conventional conforming, jumbo, USDA, VA, non-QM, super jumbo, reverse mortgage (HECM), and hard money loans. To effectively evaluate qualification requirements—such as income, reserves, and credit—utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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