2023 FHA (Government Loans) Limits for Farley, McCracken County, Kentucky

In 2024, FHA loan limit in Farley county of McCracken, Kentucky is $472,030 for a single-family home, $604,400 for 2-units, $730,525 for 3-units, and $907,900 for 4-units.

The maximum loan amount of conventional loans on a single-family residence is $726,200, $929,850 for 2-units, $1,123,900 for 3-units, and $1,396,800 for 4-units.

Use our FHA calculator to see today’s FHA best rates and determine the downpayment, Income, credit, reserves, and documents needed to qualify.

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Loan Limits Comparison Table for 2024 in Farley county of McCracken, Kentucky compare FHA, Conventional Conforming, Jumbo, USDA, VA, None-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan amounts. To compare qualification requirements such as Income, reserves, and credit, use Lendersa® Super Loan Integrated Qualifier (SLIQ™)

Loan limits Farley county of McCracken, KY

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $336,500 $336,500 $336,500 $336,500
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


  • D A Griffin Financial, LLC
  • 880 Alexandria Pike, Suite 203, Fort Thomas, KY, 41075
  • D A Griffin Financial, LLC. We are a full service mortgage BROKER company based in Fort Thomas, Kentucky. As a small business we are on top of every transaction at all times. We can help you realize your dream of home ownership or save you money on a refinance. Our mission is to serve our customers with honesty, integrity and competence.
  • Franklin Financial Group Inc
  • 755 Maidstone Court, Cincinnati, OH, 45230
  • Franklin Financial Group, Inc. is a mortgage brokerage located in Anderson Township, a suburb of Cincinnati, Ohio. We have been operating and originating mortgages in Ohio, Kentucky and Florida since 1999. To date, we have originated over $289 Million Dollars in mortgages We operate under the highest standards of honesty, integrity and fairness.
  • Rolph Mortgage LLC
  • 4030 Mount Carmel Tobasco Road, Suite 220, Cincinnati, OH, 45255
  • The Rolph Mortgage team is committed to providing customers with the highest quality financial services with the lowest interest rates and closing costs possible by partnering with many lenders while providing 100's of mortgage options. We will work with you to ensure that you get a mortgage that is tailored specifically to your needs.
  • Humbert Mortgage Inc
  • 1250 Springfield Pike, Cincinnati, OH, 45215
  • Humbert Mortgage, Inc. is a family owned, local mortgage company with 30 years of experience. We look forward to helping your family find the perfect loan for your perfect home. We offer FHA loans, USDA loans, conventional mortgages, refinancing options and other programs to fit your needs. Don't worry about trying to find the best fit.
  • Front Row Mortgage LLC
  • 375 Glen Springs, Suite 150, Springdale, OH, 45246
  • Front Row we take the initiative to go above and beyond for our clients while offering services second to none. With flexible opportunities that include our E-Finance Process; a completely online lending experience; to our dedication to assisting you in every step of the lending process.
  • River City Mortgage
  • 4555 Lake Forest Drive, Suite 450, Cincinnati, OH, 45242
  • River City Mortgage is a full service direct mortgage lender offering an easy, customized experience for each client. In the beginning, they grew steadily by staying abreast of daily market trends and partnering with lenders in neighboring states to service clients in the Tristate area.
  • Guardian Savings Bank
  • 6100 West Chester Road, West Chester, OH, 45069
  • Guardian Savings Bank is a leading home mortgage lender in the Cincinnati Tri-State area. We currently service over $3 billion in mortgage loans. We’re a trusted community banker. Chartered in 1895 with one branch in Cincinnati, Ohio, we’ve grown to 12, full-service branches in Cincinnati, Northern Kentucky and Lexington.
  • The Mortgage Network of Ohio Inc
  • 8859 Brookside Ave, Suite 202, West Chester, OH, 45069
  • As Mortgage Consultants we provde the customer with much more variety and flexability than traditional bankers or credit unions. We work with more than 20 different lenders providing us with hundreds of channel and programs to meet your needs. Similar how a independent insurance agent will shop you for the best policy, coverage and terms.
  • The Citizens Bank
  • 114 West Main St, Morehead, KY, 40351
  • The Citizens Bank of Morehead, Kentucky was organized September 25, 1928; original organizers being H. Vanantwerp, E. E. Maggard, C. E. Dillon, Squire Hogge and Frank Havens. The Citizens Bank was opened for business on Railroad Street, now First Street; across from the old C&O Train Depot.
  • Morehead Community Federal Credit Union
  • 503 West Main Street, Morehead, KY, 40351
  • At Morehead Community Federal Credit Union our members are owners, joined by the belief that we are investing in each other. We offer full-service banking with the goal to help members build a better financial future & we’ve been doing that since 1978 Morehead Community Federal Credit Union is the premier credit union of the Rowan County commu
  • KTL PERFORMANCE MORTGAGE
  • 700 Wayne St, Greenville, OH, 45331
  • KTL Performance Mortgage is a Mortgage Lender in Greenville, OH, who helps people in Ohio, Indiana, Kentucky, and Florida achieve their unique dreams of home ownership. We strive to be the best Mortgage Lender possible, so that we can help find the right Home Mortgage solution for each person’s life situation.