In 2026, the FHA loan cap in Central-City county, Muhlenberg, KY, is $356,362 for a single-family home. For properties with two units, it’s $456,275, for three units, $551,500, and for four units, $685,400.
The maximum conventional loan amount for a single-family home is $548,250, whereas for two-unit homes, it's $702,000, for three-unit residences, it’s $848,500, and for four-unit properties, the limit is $1,054,500.
Try our FHA calculator to check today’s optimal FHA rates, and to determine the requisite down payment, income, credit, reserves, and necessary documents to qualify.
With Lendersa® calculator, compare FHA rates and terms against all other loan programs. Explore and contrast Conventional loans, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA.
Lendersa® collects data from many lenders and quickly compares it with your unique financial profile and needs.
The Loan Limits Comparison Table for 2026 in Central-City county, Muhlenberg, KY, showcases FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan amounts. To assess qualifications like income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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