As of 2026, the FHA loan limit for Beaver-Dam county, Ohio, KY, is set at $356,362 for a single-family home. For properties with two units, the cap is $456,275, rising to $551,500 for three units, and reaching $685,400 for four-unit residences.
The maximum amount for conventional loans on a single-family home is $548,250. For homes with two units, it extends to $702,000, climbs to $848,500 for three-unit homes, and peaks at $1,054,500 for four-unit properties.
Use our FHA calculator to view today’s optimal FHA rates and assess qualifications needed, such as down payment, income specifics, credit standings, reserves, and required paperwork.
The Lendersa® calculator facilitates comparisons of FHA rates and terms against those of other loan types, such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® aggregates detailed data from a multitude of lenders, quickly aligning it with your distinct financial profile and needs.
In the Loan Limits Comparison Table for 2026 in Beaver-Dam county, Ohio, KY, you can compare maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Utilize Lendersa® Super Loan Integrated Qualifier (SLIQ™) to analyze qualifications in terms of income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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