As of 2026, the FHA loan limit for Madisonville, located in Hopkins county, KY, is $472,030 for a single-family home. For homes with two units, the limit rises to $604,400, for those with three units it is set at $730,525, and for properties with four units, the cap is $907,900.
The upper limit for conventional loans on a single-family residence is $726,200. For duplexes, it goes to $929,850, for triplexes it's $1,123,900, and for four-unit dwellings, the maximum is $1,396,800.
Utilize our FHA calculator to explore today’s best FHA rates and assess the necessary down payment, income, credit standards, reserves, and documents required for qualification.
The Lendersa® calculator provides a platform to compare FHA rates and terms with those of other loan programs. Investigate and compare options including Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA offerings.
Lendersa® compiles comprehensive loan program data from thousands of lenders, instantly aligning it with your unique financial profile and needs for a quick comparison.
The Loan Limits Comparison Table for 2026 in Madisonville, within Hopkins, KY, facilitates the comparison of maximum loan limits across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money products. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) for evaluating qualification requirements such as income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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