In 2025, the FHA loan limit for a single-family home in Flemingsburg county of Fleming, KY is established at $472,030. If you're considering a property with 2-units, the limit is set at $604,400. For 3-unit houses, it is adjusted to $730,525, and for 4-unit structures, the maximum allowable loan is $907,900. These specified limits are crucial for enabling buyers to know the financial boundaries within which they can work to secure FHA financing for their desired home sizes.
On the other hand, the maximum amounts for conventional loans on single-family residences are $726,200. If your property consists of 2-units, the amount increases to $929,850. Properties with 3-units have a cap of $1,123,900, and for 4-units, the limit extends to $1,396,800. These figures assist potential homeowners in understanding the financial landscape when evaluating conventional lending options.
Our FHA calculator is a valuable tool for accessing today’s prime FHA rates. It helps in calculating essential factors such as required down payments, eligible income levels, necessary credit ratings, reserve requirements, and vital documentation needed to qualify effectively for the loan process. By doing so, it facilitates a thorough preparation for prospective applicants, ensuring they meet all stipulated criteria.
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The Lendersa® calculator empowers you to scrutinize and compare FHA rates and terms against a multitude of other loan programs. This includes conventional loans, jumbo options, VA programs, USDA loans, non-QM alternatives, and hard money solutions. Providing this wide spectrum of comparison opportunities enables borrowers to find the best possible match for their unique financial situations and housing needs.
By accumulating comprehensive loan program data from thousands of lenders, Lendersa® ensures a quick and accurate alignment with your personal financial profile and specific requirements. This method not only streamlines the decision-making process but also provides clarity and precision in identifying suitable loan options.
Access our expansive Loan Limits Comparison Table for 2025 in Flemingsburg county of Fleming, KY. This table allows for the assessment of maximum loan amounts across a variety of program categories. Included are options like FHA, conventional conforming, jumbo, USDA, VA, non-QM, super jumbo, reverse mortgage (HECM), and hard money loans. Utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to deeply evaluate qualification criteria such as income standards, reserves necessity, and credit evaluations, ensuring the most informed and beneficial loan decisions for your circumstances.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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