FHA Loan Limits for Maysville, Mason County, KY in 2026

In 2026, the FHA loan limit in Maysville county of Mason, KY is delineated as follows: $472,030 for a single-family residence, $604,400 for 2-units, $730,525 for 3-units, and $907,900 for 4-units.

For conventional loans, the cap is $726,200 on single-family homes. For 2-unit homes, it's $929,850, for 3-units the limit is $1,123,900, and for 4-units, it rises to $1,396,800.

Utilize our FHA calculator to access the leading FHA rates of today and to evaluate the necessary qualifications like downpayment, income level, credit standing, reserves, and required documents for eligibility.

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Analyze Your Loan Options in Maysville, KY

Lendersa®'s calculator allows you to contrast FHA rate and terms with those of other loan programs. Engage in exploring and evaluating options such as Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA choices.

With access to extensive data from thousands of lenders, Lendersa® efficiently matches loan information to your specific financial profile and needs in mere seconds.

The Loan Limits Comparison Table for 2026 within Maysville county, part of Mason, KY, facilitates comparison of maximum allowable loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To thoroughly examine qualification standards like income, reserves, and credit, leverage the Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits Maysville county of Mason, KY

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $336,500 $336,500 $336,500 $336,500
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


Maysville FHA Lenders

  • The Citizens Bank
  • 114 West Main St, Morehead, KY, 40351
  • Lends in Kentucky
  • The Citizens Bank of Morehead, Kentucky was organized September 25, 1928; original organizers being H. Vanantwerp, E. E. Maggard, C. E. Dillon, Squire Hogge and Frank Havens.

    The Citizens Bank was opened for business on Railroad Street, now First Street; across from the old C&O Train Depot.

  • Morehead Community Federal Credit Union
  • 503 West Main Street, Morehead, KY, 40351
  • Lends in Kentucky
  • At Morehead Community Federal Credit Union our members are owners, joined by the belief that we are investing in each other. We offer full-service banking with the goal to help members build a better financial future & we’ve been doing that since 1978

    Morehead Community Federal Credit Union is the premier credit union of the Rowan County commu

  • Traditional Bank
  • 49 West Main Street, Mount Sterling, KY, 40353
  • Lends in Kentucky
  • Traditional Bank is not new to community banking. Our story begins in 1902 when two banks were formed in Mt. Sterling, KY. In 1988 they merged & that new bank would ultimately become known as Traditional Bank. Since the merger in 1988, all of the bank’s growth has been organic. We have not purchased any banks, but have instead grown.

  • Prost Mortgage Group
  • 3699 Alexandria Pike, Cold Spring, KY, 41076
  • Lends in Kentucky
  • We have over 37 years of combined experience helping people secure mortgage loans for their homes. Our loan programs include FHA, VA, USDA & more so you can be sure you’re choosing the right type of loan when you work with us. Prost Mortgage Group is a mortgage lender helping you make informed and confident decisions when securing a mortgage loan.

  • Forcht Bank
  • 58 Broadway Street, Dry Ridge, KY, 41035
  • Lends in Kentucky
  • Every organization has a story--a core set of beliefs and values that tells the world who they are and what they represent. Forcht Bank's story is the one of our founder Terry Forcht.

    Long before Terry Forcht was known and recognized as one of Kentucky’s foremost entrepreneurs, he was a college professor

  • Peoples Exchange Bank
  • 101 North Main Street, Winchester, KY, 40391
  • Lends in Kentucky
  • Peoples Exchange Bank is proud to be your community bank. We strive to be first in what matters to our customers. Helping you pay less, earn more, protect smarter and borrow wisely. Since 1912, we've built a trusted name by helping our customers, our employees and our communities.

  • D A Griffin Financial, LLC
  • 880 Alexandria Pike, Suite 203, Fort Thomas, KY, 41075
  • Lends in Kentucky
  • D A Griffin Financial, LLC. We are a full service mortgage BROKER company based in Fort Thomas, Kentucky. As a small business we are on top of every transaction at all times. We can help you realize your dream of home ownership or save you money on a refinance. Our mission is to serve our customers with honesty, integrity and competence.

Also lends in Kentucky

  • Rolph Mortgage LLC
  • 4030 Mount Carmel Tobasco Road, Suite 220, Cincinnati, OH, 45255
  • The Rolph Mortgage team is committed to providing customers with the highest quality financial services with the lowest interest rates and closing costs possible by partnering with many lenders while providing 100's of mortgage options. We will work with you to ensure that you get a mortgage that is tailored specifically to your needs.

  • Franklin Financial Group Inc
  • 755 Maidstone Court, Cincinnati, OH, 45230
  • Franklin Financial Group, Inc. is a mortgage brokerage located in Anderson Township, a suburb of Cincinnati, Ohio. We have been operating and originating mortgages in Ohio, Kentucky and Florida since 1999. To date, we have originated over $289 Million Dollars in mortgages We operate under the highest standards of honesty, integrity and fairness.

  • Desco Federal Credit Union
  • 401 Chillicothe Street, Portsmouth, OH, 45662
  • Desco Federal Credit Union provides an exceptional banking experience to residents of Scioto and Lawrence Counties in Ohio, Boyd and Greenup Counties in Kentucky, and Cabell and Wayne Counties in West Virginia. As we continue to expand, our commitment to our members and the community will remain top priority.