Within the 2026, the FHA loan limits for Fort-Thomas county, in Campbell, KY, are established at $356,362 for a single-family home. Limits expand to $456,275 for 2-unit residences, $551,500 for 3-units, and reach $685,400 when considering 4-unit properties.
For conventional loans, the highest loan amount for properties classified as single-family is $548,250. For those with 2-units, the cap is $702,000. Furthermore, 3-unit homes have a maximum of $848,500, and for 4-units, it stands at $1,054,500.
To explore the finest FHA rates today, utilize our FHA calculator, which helps compute the necessary downpayment and determine your income, credit, reserves, along with documentation required to qualify.
The Lendersa® calculator allows you to evaluate FHA rates and terms compared to all other loan program options. Dive into a range of choices, such as Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans, alongside FHA offerings.
Lendersa® swiftly gathers extensive loan program information from numerous lenders, matching them with your personal financial circumstances and necessities almost instantaneously.
The Loan Limits Comparison Table for 2026 in Fort-Thomas county, within Campbell, KY, provides a comparison across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan maximum amounts. To compare qualification requirements such as income, reserves, and credit scores, employ the advanced Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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