In the current year, 2026, the FHA loan limits in the county of Southgate, within Campbell, KY, are $472,030 for a single-family home. For properties with 2-units, the limit increases to $604,400. For 3-units, it is $730,525, and for 4-units, the maximum reaches $907,900.
The maximum loan amount for conventional loans on a single-family residence is $726,200. For 2-units, it is $929,850, for 3-units $1,123,900, and for 4-units $1,396,800.
Our FHA calculator can help you discover today’s most favorable FHA rates. It also assists in determining essential factors like the downpayment, income, credit requirements, reserves, and documents needed for qualifying.
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The Lendersa® calculator provides a way to compare FHA rates and terms with those of other loan programs. These include conventional, jumbo, VA, USDA, non-QM, and hard money loans, all alongside FHA options.
Lendersa® aggregates extensive loan program data from thousands of lenders, enabling rapid comparison against your specific financial profile and unique needs.
Our Loan Limits Comparison Table for 2026 in Southgate, within Campbell, KY, helps you assess maximum loan amounts across a variety of programs. These include FHA, conventional conforming, jumbo, USDA, VA, non-QM, super jumbo, reverse mortgage (HECM), and hard money loans. Use Lendersa® Super Loan Integrated Qualifier (SLIQ™) to evaluate qualification requirements like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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