In 2026, the FHA loan limit for a single-family home in the county of Hurstbourne, situated within Jefferson, KY, is set at $472,030. For properties with 2-units, the limit increases to $604,400. Homes with 3-units have a limit set at $730,525, and those with 4-units are capped at $907,900.
Regarding conventional loans, the maximum loan amount for a single-family residence is $726,200. For 2-units, the limit is extended to $929,850; for properties with 3-units, the maximum is $1,123,900, and for 4-unit properties, it reaches $1,396,800.
Utilize our FHA calculator to discover today’s best FHA rates, precisely calculate the necessary down payment, assess your income, verify the credit score requirements, evaluate reserve amounts, and identify the documents required to qualify.
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The Lendersa® calculator is a valuable tool that provides the capability to compare FHA rates and terms with a comprehensive range of other loan programs. Take the opportunity to evaluate and contrast options such as conventional loans, jumbo loans, VA, USDA, non-QM, and hard money loans with FHA selections.
Lendersa® gathers extensive loan program data from thousands of accredited lenders and matches this information swiftly to your specific financial profile and personal needs, delivering tailored comparisons and insights in just a few seconds.
Our in-depth Loan Limits Comparison Table for 2026 in Hurstbourne county, part of Jefferson, KY, allows you to examine maximum loan amounts across various categories including FHA, conventional conforming, jumbo, USDA, VA, non-QM, super jumbo, reverse mortgage (HECM), and hard money loans. To effectively compare qualification requirements such as income, reserves, and credit scores, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™), ensuring comprehensive analysis for informed decision-making.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $0 | $0 | $0 | $0 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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