In 2025, the FHA loan limit for places in Lyndon county of Jefferson, KY, is established at $472,030 for a single-family home. For properties with 2 units, it's $604,400, while for 3-unit homes, it rises to $730,525. For 4-unit homes, it caps at $907,900.
The highest loan amount for conventional loans on a single-family residence is $726,200. For homes with 2 units, the maximum is $929,850, for 3-unit homes, $1,123,900, and for 4 units, $1,396,800 is the limit.
Utilize our FHA calculator to access today's best FHA rates and assess necessary qualifications including downpayment, income, credit score, reserves, and needed documentation to qualify successfully.
The Lendersa® calculator facilitates comparison of FHA rates and terms with various other loan programs. Investigate and compare offerings such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans along with FHA.
Lendersa® aggregates diverse loan program data from numerous lenders, efficiently matching it to your specific financial profile and needs.
The Loan Limits Comparison Table for 2025 in Lyndon county, situated within Jefferson, KY, provides a comparative overview of maximum allowable loan amounts. This includes FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To analyze requirements for qualifications like income, reserves, and credit, make use of the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $0 | $0 | $0 | $0 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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