In 2026, the FHA loan limit in Princeton county of Caldwell, KY, is set at $472,030 for a single-family home. For two-unit homes, the limit reaches $604,400, increases to $730,525 for three-unit residences, and for four-unit dwellings, it tops out at $907,900.
For conventional loans, the maximum available loan amount on a single-family property is $726,200. For properties with two units, the cap is $929,850; it climbs to $1,123,900 for three units, and for those with four units, the ceiling is $1,396,800.
Utilize our FHA calculator to find today’s leading FHA rates and figure out what is required for a down payment, along with the necessary income, credit score, reserves, and documents for qualification.
The Lendersa® calculator allows comparisons of FHA rates and terms with those of various other loan programs. Investigate and contrast Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA deals.
Lendersa® gathers extensive loan data from thousands of lenders, rapidly aligning it with your distinct financial profile and requirements.
The Loan Limits Comparison Table for 2026 in Princeton county of Caldwell, KY, highlights maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money. To evaluate qualification factors such as income, reserves, and credit, make use of Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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