In the year 2026, the FHA loan limit in the county of Massac, part of McCracken, in the state of KY, has been set at $472,030 for a single-family home. For properties with 2-units, the established limit is $604,400. If the property has 3-units, the cap is raised to $730,525, and for those with 4-units, the limit tops out at $907,900.
For conventional loans, the maximum limit for a single-family residence is set at $726,200. For homes with two units, the limit advances to $929,850. Properties with three units have a maximum of $1,123,900, and the ceiling for four-unit properties is $1,396,800.
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The Lendersa® calculator is a powerful tool that allows you to evaluate and compare the rates and terms of FHA loans alongside other significant loan program offerings, such as conventional loans, jumbo loans, VA, USDA, non-QM, and hard money loans. This comprehensive comparison will aid in finding the most suitable option according to your needs.
Lendersa® skillfully gathers loan program data from thousands of different lenders and skillfully matches this information to your specific financial profile and needs in a matter of moments.
Our detailed Loan Limits Comparison Table for 2026 in the county of Massac, McCracken, KY, enables you to compare the maximum loan amounts associated with a variety of programs such as FHA, conventional conforming, jumbo, USDA, VA, non-QM, super jumbo, reverse mortgage (HECM), and hard money loans. To further evaluate qualification requirements like income, reserves, and credit, employ the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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