In 2026, the FHA loan limits for Mayfield county within Graves, KY are set as follows: $472,030 for a single-family home, increasing to $604,400 for 2-unit dwellings, $730,525 for properties with 3 units, and $907,900 for 4-unit homes.
For conventional loans, the maximum amount for a single-family residence is $726,200, which increases to $929,850 for homes with 2 units, $1,123,900 for 3 units, and $1,396,800 for 4 units.
Our FHA calculator can guide you to today's prime FHA rates and help assess the required qualifications, such as income, downpayment, credit score, reserves, and necessary documents for eligibility.
The Lendersa® calculator assists in comparing FHA rates and terms against those of other loan programs. Examine and evaluate options including Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans along with FHA.
Lendersa® swiftly gathers comprehensive data from thousands of lenders, aligning it with your individual financial profile and needs.
The Loan Limits Comparison Table for 2026 in Mayfield county of Graves, KY offers a comparison of maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To analyze qualification requirements such as income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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