For the year 2026, FHA loan limits for a single-family home in Morganfield county within Union, KY are set at $472,030. For 2-unit properties, the limit is $604,400; for 3-units, it stands at $730,525; and for 4-units, the cap is $907,900.
Additionally, conventional loan limits cap at $726,200 for single-family homes, and extend to $929,850, $1,123,900, and $1,396,800 for 2-, 3-, and 4-unit properties, respectively.
To discover the current best FHA rates and calculate the necessary down payment, income, credit, reserves, and qualifications, use our FHA calculator.
The Lendersa® calculator lets you measure FHA rate and terms against other loan options, including conventional, jumbo, VA, USDA, non-QM, and hard money loans. Investigate and contrast their suitability.
With Lendersa®, you gain instant insights, as it retrieves and matches lender data with your specific financial situation and objectives.
The Loan Limits Comparison for 2026 in Morganfield county of Union, KY helps you juxtapose FHA, conventional conforming, jumbo, USDA, VA, non-QM, super jumbo, reverse mortgage (HECM), and hard money limits. To evaluate qualifying factors like income and reserves, use Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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