In the year 2026, the FHA loan limit for Oakbrook county within Boone, KY, is $472,030 for a single-family home. For two-unit properties, this limit is $604,400; it increases to $730,525 for homes with three units and reaches $907,900 for four-unit properties.
When it comes to conventional loans, the cap on a single-family home is $726,200. For two-unit residences, it is $929,850, three-unit homes are limited to $1,123,900, and for four units, the maximum is $1,396,800.
Our FHA calculator helps you access the best FHA rates available today. Use it to figure out the necessary down payment, income, credit score, reserves, and the documentation required for qualification.
The Lendersa® calculator is a tool that allows you to compare the rates and terms of FHA loans with other available loan programs. You can explore and compare options such as Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans against FHA terms.
Lendersa® receives comprehensive loan program data from thousands of lenders and swiftly matches it to your specific financial needs and unique profile.
The Loan Limits Comparison Table for 2026 in Oakbrook county of Boone, KY, lets you evaluate the maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money options. For detailed qualification assessments, including income, reserves, and credit, the Lendersa® Super Loan Integrated Qualifier (SLIQ™) is available for use.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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