In 2025, the FHA loan limit in the county of Boone, KY, for Florence is set at $472,030 for a single-family home. For properties with two units, the limit is $604,400; for 3-unit homes, it's $730,525; and for those with four units, the cap extends to $907,900.
Regarding conventional loans, the maximum permissible loan amount for a single-family residence is $726,200. For dual-unit properties, it rises to $929,850, it's $1,123,900 for three units, and reaches $1,396,800 for four-unit buildings.
Take advantage of our FHA calculator to learn about today’s best FHA rates, and determine the requirements for down payment, income, credit, reserves, and the necessary documents to qualify.
The Lendersa® calculator makes it possible to weigh FHA rates and terms against those of all other loan programs. This includes Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans, offering a comprehensive comparison with FHA.
Lendersa® leverages data from thousands of lenders, providing quick comparisons tailored to your unique financial profile and requisites.
The Loan Limits Comparison Table for 2025 within Florence, located in Boone, KY, facilitates comparison of FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan limits. To further evaluate qualification factors such as income, reserves, and credit, consider using the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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