During the year 2026, the FHA loan limit for a single-family home in the county of Cadiz, within Trigg, KY, is specified at $472,030. If you're looking for a property consisting of 2-units, the limit is adjusted to $604,400. For those properties that have 3-units, it rises to $730,525, and for a property with 4-units, the maximum limit extends to $907,900.
In comparison, the maximum loan amount available for conventional loans on a single-family residence is determined at $726,200. For homes that are structured with 2-units, the conventional loan cap is elevated to $929,850. If you're considering a 3-unit home, the maximum borrowable amount is $1,123,900, and for those with 4-units, the limit is capped at $1,396,800.
Utilize our FHA calculator to explore the most favorable FHA rates available today and diligently calculate necessary details such as the required down payment, income, credit score, reserve levels, and the documentation needed to qualify for your loan successfully.
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The Lendersa® calculator provides a versatile platform to compare FHA rates and their terms against those of a diverse selection of other loan programs. You are invited to deeply investigate and contrast such options as conventional loans, jumbo loans, VA, USDA, non-QM, and hard money loans along with FHA offerings.
Lendersa® aggregates substantial loan program data from a vast network of lenders, meticulously matching this information to your specific financial profile to provide quick and accurate comparisons that suit your unique needs.
View our comprehensive Loan Limits Comparison Table for 2026 in Cadiz, included within the borders of Trigg, KY, and gain insight into maximum loan amounts across various program categories. These include the broad spectrum from FHA, conventional conforming, jumbo, USDA, VA, non-QM, super jumbo, and reverse mortgage (HECM), to hard money loans. For thorough comparisons of vital qualification factors such as income benchmarks, reserve requirements, and credit assessments, apply Lendersa® Super Loan Integrated Qualifier (SLIQ™), ensuring clarity and aid in your decision-making process.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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