In the year 2026, for Williamstown county within Grant, KY, the FHA loan limits are as follows: for a single-family home, the maximum is $472,030. If you own a property with 2-units, the limit increases to $604,400. For properties with 3-units, the allowed limit rises to $730,525, and for 4-unit dwellings, it's set at $907,900.
When looking at conventional loans, the maximum loan amount for a single-family residence is set at $726,200. For 2-unit properties, the limit is $929,850. This amount further increases for 3-units, going up to $1,123,900, and finally for 4-units, it is capped at $1,396,800.
To assist you in assessing today’s best FHA rates, we provide an FHA calculator. This tool is indispensable for computing necessary aspects such as down payment, income qualifications, credit standards, reserve requirements, and documentation needed for eligibility.
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The Lendersa® calculator equips you to measure FHA rates and terms against a broad spectrum of other loan programs. You can explore and compare options, including conventional loans, jumbo loans, VA, USDA, non-QM, and hard money loans, all alongside FHA offerings.
Backed by extensive data from thousands of lenders, Lendersa® swiftly matches this information with your unique financial profile and specific needs, delivering fast, accurate, and tailored loan comparisons.
Our comprehensive Loan Limits Comparison Table for 2026 within Williamstown county of Grant, in KY, provides you with an in-depth overview of the maximum loan amounts available across various loan programs, including FHA, conventional conforming, jumbo, USDA, VA, non-QM, super jumbo, reverse mortgage (HECM), and hard money loans. To thoroughly compare and evaluate qualification criteria like income, reserves, and credit, make use of Lendersa® Super Loan Integrated Qualifier (SLIQ™), ensuring you're well-prepared and informed.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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